2026 Medicare Enrollment is here. Schedule a Personalized Plan Review now.

We will do a needs analysis that will help us decide on a plan that best aligns with your lifestyle and health needs.

About Stx Medicare

Steve Anderson

Steve is an Independent Medicare Agent that specializes in serving San Antonio and rural area counties in Texas. He began his career in the medicare field after 25 plus years as a school educator. He understands that Medicare can be very confusing, and is very passionate about coaching and educating his clients.

Why an Independent Agent?

Independent Medicare insurance agents represent many carriers, which provides more Medicare plan options to help meet the needs of clients. Indpendent agents get paid by the insurance carrier, so there is never a charge to the client. You will never pay more for a plan using an Independent Agent.

Parts of Medicare explained

Original Medicare

Medicare Supplement

Medicare Advantage

Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance), but not Part D (Prescription Drug Coverage), or extra Benefits like Dental, Vision, or Hearing coverage. You generally have to pay a portion (20%) of the cost for each service Original Medicare covers. There’s no limit to what you’ll pay out of pocket in a year unless you have other coverage like Medigap, or join a Medicare Advantage Plan.

Medicare Advantage

Medicare Supplement

Medicare Advantage

Medicare Advantage (Part C) are Medicare-approved plans from private companies. These "bundled" plans include Part A (Hospital), Part B (Medical), and usually Part D (Prescription Drug). Most Medicare Advantage Plans provide Dental, Vision, Hearing coverage, and extra benefits such as gym memberships, transportation to doctor visits, over-the-counter cards, and other health care services. Medicare Advantage plans generally have a $0 premium.

Medicare Supplement

Part A (Hospital Insurance)

Medicare Supplement Insurance (Medigap) policies are sold by private insurance companies and can help pay for some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. Part D prescription drug plans and extra benefits like Dental, Vision, and Hearing are not provided with Medicare Supplement policies. There is a monthly premium for these policies that gradually increases as you get older.

Part A (Hospital Insurance)

Part A generally includes hospital insurance. It pays for inpatient care in hospital, skilled nursing facility care, hospice care, and home health care. Most people do not have to pay a monthly Part A premium since they or their spouse paid taxes while they were working.

Part B (Medical Insurance)

Part A (Hospital Insurance)

Part B (Medical Insurance)

Part B provides coverage for medically necessary services. This includes services from doctors and other health care providers, outpatient care, home health care, durable medical equipment, and many preventavie services. Part B is optional, and the beneficiary will generally pay a premium. Both Parts A & B must be obtained before enrolling in a Medicare Advantage or Medigap plan.

Part D (Drug coverage)

Part A (Hospital Insurance)

Part B (Medical Insurance)

Medicare Part D is the federal government's prescription drug program. Plans that offer Medicare drug coverage (Part D) are run by private insurance companies that follow rules set by Medicare. Part D helps cover the cost of prescription drugs. Most Medicare Advantage plans offer Part D with their plans. Part D can be purhcased as stand-alone plans for those on Original Medicare or Medicare Supplement (Medigap).

STX Medicare

2026 Medicare Enrollment is here. Schedule a Personalized Plan Review now.

top Carriers/Partners

About Stx Medicare

Steve Anderson

Why an Independent Agent?

Why an Independent Agent?

Contact Us

Schedule a Free Assessment to review Health Plans in your area

Parts of Medicare explained

Original Medicare

Medicare Supplement

Medicare Advantage

Medicare Advantage

Medicare Supplement

Medicare Advantage

Medicare Supplement

Medicare Supplement

Part A (Hospital Insurance)

Part A (Hospital Insurance)

Part A (Hospital Insurance)

Part A (Hospital Insurance)

Part B (Medical Insurance)

Part A (Hospital Insurance)

Part B (Medical Insurance)

Part D (Drug coverage)

Part A (Hospital Insurance)

Part B (Medical Insurance)

2026 Medicare Enrollment is here. Schedule a Personalized Plan Review now.

top Carriers/Partners

About Stx Medicare

Steve Anderson

Why an Independent Agent?

Why an Independent Agent?

Contact Us

Schedule a Free Assessment to review Health Plans in your area

Parts of Medicare explained

Original Medicare

Medicare Supplement

Medicare Advantage

Medicare Advantage

Medicare Supplement

Medicare Advantage

Medicare Supplement

Medicare Supplement

Part A (Hospital Insurance)

Part A (Hospital Insurance)

Part A (Hospital Insurance)

Part A (Hospital Insurance)

Part B (Medical Insurance)

Part A (Hospital Insurance)

Part B (Medical Insurance)

Part D (Drug coverage)

Part A (Hospital Insurance)

Part B (Medical Insurance)

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